Cost Calculator

Decision-focused cost calculator

Compare subscription vs one-time costs in minutes

Enter your pricing and usage assumptions to see total cost over time, break-even points, and a clear recommendation you can act on.

Start with the core calculator

Compare a subscription to a one-time purchase and instantly see which option costs less over your expected time horizon.

Open calculator

Why time horizon changes the decision

Most pricing pages highlight a monthly rate because it feels small, but that number compounds. The calculator reveals the break-even month, the point where the subscription total catches up to a one-time cost. If your usage extends beyond break-even, ownership typically becomes the cheaper path. If you plan to cancel sooner, subscriptions can win.

This site focuses on decision clarity. You can change inputs, see the totals move, and understand how discounts or annual pricing shift the break-even timeline. The goal is not just math, but a recommendation you can explain to a team or client.

Clear comparisons

See cost curves side by side and understand the total spend over time.

Break-even insights

Know exactly when a one-time purchase overtakes a subscription.

Scenario pages

Explore ready-made scenarios and use them to guide your decision.

Scenario-based starting points

If you want context-specific guidance, explore the scenario pages. Each one includes tailored defaults, explanations, and FAQs so the results map to real decisions like leasing vs buying or subscriptions vs lifetime licenses.